All the essential banking services, without a bank account. An international card accepted at 37 million merchants.
Withdraw, deposit, pay, receive, transfer: everything an account does, in your pocket.
Withdraw cash at any ATM displaying the Mastercard® brand.
Top up by voucher at newsagents/tobacconists or in over 600,000 points of sale.
Pay in store and online anywhere Mastercard® is accepted.
Salary, commissions, earnings: receive your income directly on your card.
A dedicated IBAN included with every account to receive transfers.
Pay your bills and send money to your loved ones, securely.
Student, retiree, employee, unemployed, tourist, freelancer, people with banking restrictions: the Veritas card fits your situation, even without a bank account.

A single all-inclusive entry price. The details, with no hidden small print.
| Category | Details | Fee |
|---|---|---|
| Creation & issuance | Main card | FREE |
| Annual fee | Main card | from €12 |
| Monthly management | — | FREE |
| Delivery | Main card | FREE |
| Payments | Merchants & online (euro zone) | FREE |
| ATM withdrawal | In euros (SEPA zone) | €2.50 |
| Currency conversion | Outside the euro zone | 1.99% |
| Veritas card-to-card transfer | Incoming & outgoing | FREE |
All fees and optional services are detailed in the terms and conditions. Free top-up by bank transfer with the Ambassador plan.
No. The principle of a prepaid card is to spend only the money you've loaded. No overdraft is possible, so no overdraft fees.
Yes, the card is issued in your name. Your dedicated IBAN is provided as soon as it's activated, just like a traditional account.
Encrypted data, firewall, 128-bit SSL access, password and 3DS authentication, and suspicious-login detection. If you lose your card, you can block it in a few clicks.
Yes, with the Classic or VIP plans: direct access to over 1,000 lounges worldwide, with no app or QR code. Average entry fee of around €30 per person.
Customer service in your language by ticket 24/7, and by phone Monday to Saturday, 9am to 6:30pm.